:root {
  --navy: #071b31;
  --navy-2: #0b2948;
  --blue: #1268ff;
  --blue-dark: #0754d5;
  --cyan: #22c7e8;
  --green: #54d39b;
  --ink: #122033;
  --muted: #657185;
  --light: #f2f6fa;
  --line: #dce5ed;
  --white: #ffffff;
  --radius: 20px;
  --shadow: 0 24px 70px rgba(5, 27, 51, .16);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: "Segoe UI", Inter, Arial, sans-serif; color: var(--ink); background: var(--white); line-height: 1.6; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; }
.container { width: min(1160px, calc(100% - 40px)); margin: 0 auto; }
.utility-bar { background: #041426; color: rgba(255,255,255,.74); font-size: 12px; }
.utility-inner { min-height: 34px; display: flex; align-items: center; justify-content: space-between; }
.utility-links { display: flex; gap: 24px; }
.utility-links a:hover { color: white; }
.site-header { position: relative; z-index: 10; background: var(--white); }
.navbar { min-height: 84px; display: flex; align-items: center; justify-content: space-between; }
.brand { display: inline-flex; align-items: center; gap: 12px; }
.brand-mark-image { width: 52px; height: 52px; object-fit: contain; flex: 0 0 auto; }
.brand-copy { display: flex; flex-direction: column; line-height: 1.2; }
.brand-copy strong { font-size: 17px; letter-spacing: -.3px; }
.brand-copy small { font-size: 10px; color: var(--muted); margin-top: 4px; }
.nav-links { display: flex; align-items: center; gap: 30px; font-size: 14px; font-weight: 600; }
.nav-links > a:not(.button):hover { color: var(--blue); }
.menu-toggle { display: none; background: none; border: 0; padding: 8px; }
.menu-toggle span { display: block; width: 25px; height: 2px; background: var(--navy); margin: 5px 0; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 52px; padding: 0 25px; border: 0; border-radius: 9px; background: var(--blue); color: var(--white); font: inherit; font-size: 14px; font-weight: 800; cursor: pointer; box-shadow: 0 9px 24px rgba(18,104,255,.24); transition: .2s ease; }
.button:hover { transform: translateY(-2px); background: var(--blue-dark); }
.button-small { min-height: 42px; padding: 0 18px; }
.button-full { width: 100%; }
.button-light { background: var(--white); color: var(--navy); box-shadow: none; }
.button-light:hover { background: #eaf3ff; }
.button-large { min-height: 58px; padding: 0 30px; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; color: var(--blue); text-transform: uppercase; letter-spacing: 1.8px; font-size: 11px; font-weight: 800; }
.eyebrow::before { content: ""; width: 22px; height: 2px; background: currentColor; }
.eyebrow.light { color: var(--cyan); }
.hero { background: radial-gradient(circle at 18% 25%, rgba(34,199,232,.11), transparent 31%), linear-gradient(135deg, #06192d 0%, #0a3155 100%); color: var(--white); overflow: hidden; }
.hero-grid { min-height: 690px; display: grid; grid-template-columns: 1.18fr .82fr; gap: 70px; align-items: center; padding-top: 64px; padding-bottom: 70px; }
.hero-copy h1 { font-size: clamp(43px, 5.2vw, 72px); line-height: 1.02; letter-spacing: -3.4px; margin: 22px 0 24px; max-width: 760px; }
.hero-lead { max-width: 690px; color: rgba(255,255,255,.76); font-size: 18px; }
.hero-actions { display: flex; align-items: center; gap: 25px; margin-top: 34px; }
.text-link { font-size: 14px; font-weight: 800; color: var(--white); }
.text-link span { margin-left: 6px; transition: .2s; }
.text-link:hover span { margin-left: 11px; }
.text-link.dark { color: var(--blue); }
.hero-trust { display: grid; grid-template-columns: repeat(3,1fr); gap: 15px; margin-top: 56px; padding-top: 25px; border-top: 1px solid rgba(255,255,255,.14); }
.hero-trust div { display: flex; flex-direction: column; }
.hero-trust strong { font-size: 14px; }
.hero-trust span { color: rgba(255,255,255,.55); font-size: 12px; }
.quote-card { background: var(--white); color: var(--ink); padding: 31px; border-radius: var(--radius); box-shadow: var(--shadow); }
.quote-card-header { display: flex; align-items: center; gap: 8px; color: var(--muted); font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; }
.status-dot { width: 8px; height: 8px; background: var(--green); border-radius: 50%; box-shadow: 0 0 0 5px rgba(84,211,155,.18); }
.quote-card h2 { margin: 18px 0 7px; font-size: 27px; letter-spacing: -1px; }
.quote-card > p { margin: 0 0 20px; color: var(--muted); font-size: 13px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
label { display: block; margin: 12px 0; color: #455164; font-size: 11px; font-weight: 800; }
input, select, textarea { width: 100%; margin-top: 6px; border: 1px solid var(--line); border-radius: 7px; background: #fbfcfe; padding: 12px 13px; font: inherit; font-size: 13px; color: var(--ink); outline: none; }
input:focus, select:focus, textarea:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(18,104,255,.1); }
textarea { resize: vertical; }
.form-note { display: block; text-align: center; color: #8892a1; font-size: 9px; margin-top: 10px; }
.form-note a { color: var(--blue); text-decoration: underline; }
.form-status { padding: 12px 14px; margin: 0 0 15px; border-radius: 8px; font-size: 12px; font-weight: 700; }
.form-success { background: #e8f8f0; color: #146b49; border: 1px solid #b9ead4; }
.form-error { background: #fff0f0; color: #9b2828; border: 1px solid #f4c2c2; }
button:disabled { cursor: wait; opacity: .72; transform: none; }
.hero-band { border-top: 1px solid rgba(255,255,255,.1); background: rgba(3,16,29,.44); }
.carrier-line { min-height: 88px; display: flex; align-items: center; justify-content: space-between; color: rgba(255,255,255,.55); font-size: 11px; }
.carrier-names { display: flex; align-items: center; gap: 31px; color: rgba(255,255,255,.9); letter-spacing: -.5px; font-size: 17px; }
.section { padding: 110px 0; }
.section-heading { max-width: 720px; margin-bottom: 50px; }
.section-heading.centered { margin-left: auto; margin-right: auto; text-align: center; }
.section-heading.centered .eyebrow { justify-content: center; }
.section-heading h2, .scale-copy h2, .portal-copy h2, .contact-section h2 { font-size: clamp(32px, 4vw, 48px); line-height: 1.12; letter-spacing: -2px; margin: 16px 0; }
.section-heading p, .scale-copy p { color: var(--muted); font-size: 16px; }
.services { background: #f7f9fc; }
.service-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.service-card { min-height: 390px; background: var(--white); border: 1px solid #e7edf3; border-radius: 16px; padding: 30px; display: flex; flex-direction: column; transition: .25s; }
.service-card:hover { transform: translateY(-6px); box-shadow: 0 18px 45px rgba(7,27,49,.09); border-color: transparent; }
.service-card.featured { border-top: 4px solid var(--blue); }
.service-icon { width: 48px; height: 48px; display: grid; place-items: center; border-radius: 12px; background: #eaf2ff; color: var(--blue); font-weight: 800; font-size: 16px; }
.service-card h3 { font-size: 20px; line-height: 1.3; margin: 22px 0 10px; }
.service-card p { color: var(--muted); font-size: 13px; }
.service-card ul { list-style: none; margin: 8px 0 25px; padding: 0; }
.service-card li { position: relative; padding: 5px 0 5px 20px; color: #455164; font-size: 12px; }
.service-card li::before { content: "✓"; position: absolute; left: 0; color: var(--green); font-weight: 900; }
.service-card > a { margin-top: auto; color: var(--blue); font-size: 12px; font-weight: 800; }
.callout-card { background: linear-gradient(145deg, var(--blue), #0549bd); color: var(--white); border: 0; }
.callout-card p { color: rgba(255,255,255,.75); }
.callout-card .button { color: var(--navy); margin-top: auto; align-self: flex-start; }
.mini-label { font-size: 10px; text-transform: uppercase; letter-spacing: 1.5px; color: var(--cyan); font-weight: 800; }
.portal-section { background: var(--navy); color: var(--white); padding: 120px 0; overflow: hidden; }
.portal-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 90px; align-items: center; }
.portal-copy > p { color: rgba(255,255,255,.67); }
.benefit-list { margin: 32px 0; }
.benefit-list > div { display: grid; grid-template-columns: 45px 1fr; gap: 16px; padding: 16px 0; border-bottom: 1px solid rgba(255,255,255,.11); }
.benefit-list span { color: var(--cyan); font-weight: 800; font-size: 12px; }
.benefit-list p { margin: 0; color: rgba(255,255,255,.64); font-size: 13px; }
.benefit-list strong { display: block; color: var(--white); font-size: 14px; margin-bottom: 3px; }
.portal-visual { position: relative; }
.browser-frame { background: #f9fbfd; border: 7px solid rgba(255,255,255,.12); border-radius: 16px; box-shadow: 0 35px 70px rgba(0,0,0,.32); transform: perspective(1000px) rotateY(5deg) rotateX(2deg); overflow: hidden; }
.browser-top { height: 36px; background: #e9eef4; display: flex; gap: 6px; align-items: center; padding-left: 13px; }
.browser-top span { width: 7px; height: 7px; border-radius: 50%; background: #bec8d3; }
.browser-body { min-height: 355px; display: grid; grid-template-columns: 73px 1fr; }
.browser-sidebar { background: #0d2d4d; padding: 25px 16px; }
.browser-sidebar b, .browser-sidebar i { display: block; height: 7px; border-radius: 5px; background: rgba(255,255,255,.2); margin-bottom: 22px; }
.browser-sidebar b { background: var(--cyan); width: 28px; }
.browser-main { padding: 31px; }
.browser-title { width: 45%; height: 13px; background: #bdc9d5; border-radius: 5px; margin-bottom: 28px; }
.quote-row { height: 45px; border: 1px solid #e0e7ee; border-radius: 7px; display: grid; grid-template-columns: 1fr 50px 55px; align-items: center; gap: 15px; padding: 0 14px; margin-bottom: 10px; }
.quote-row span, .quote-row b, .quote-row em { height: 8px; background: #d8e0e8; border-radius: 4px; }
.quote-row b { background: #a8b7c6; }
.quote-row em { background: var(--blue); height: 22px; }
.chart { height: 105px; display: flex; align-items: flex-end; gap: 10px; margin-top: 27px; border-bottom: 1px solid #dae2ea; }
.chart i { width: 13%; background: #b6cff8; border-radius: 4px 4px 0 0; }
.chart i:nth-child(1) { height: 30%; }.chart i:nth-child(2) { height: 65%; }.chart i:nth-child(3) { height: 48%; }.chart i:nth-child(4) { height: 85%; }.chart i:nth-child(5) { height: 72%; }
.floating-badge { position: absolute; right: -25px; bottom: -25px; padding: 16px 22px; border-radius: 12px; background: var(--white); color: var(--navy); box-shadow: var(--shadow); display: flex; flex-direction: column; }
.floating-badge strong { font-size: 14px; }.floating-badge span { font-size: 10px; color: var(--muted); }
.scale-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 90px; align-items: center; }
.scale-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.scale-card { min-height: 175px; padding: 24px; background: #f4f7fa; border-radius: 15px; display: flex; flex-direction: column; }
.scale-card strong { font-size: 38px; color: var(--blue); letter-spacing: -2px; }.scale-card span { font-weight: 800; }.scale-card small { margin-top: auto; color: var(--muted); }
.scale-card.accent { background: var(--blue); color: var(--white); }.scale-card.accent strong, .scale-card.accent small { color: var(--white); }
.steps-section { padding: 95px 0; background: #f7f9fc; }
.steps-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 40px; }
.step { text-align: center; padding: 0 20px; }
.step span { width: 42px; height: 42px; display: inline-grid; place-items: center; border-radius: 50%; background: var(--blue); color: white; font-weight: 800; box-shadow: 0 0 0 8px #e6efff; }
.step h3 { font-size: 18px; margin: 23px 0 7px; }.step p { color: var(--muted); font-size: 13px; }
.contact-section { padding: 88px 0; background: linear-gradient(120deg, #0754d5, #1278ff); color: var(--white); }
.contact-grid { display: grid; grid-template-columns: 1fr auto; gap: 50px; align-items: center; }
.contact-section h2 { max-width: 720px; margin-bottom: 12px; }.contact-section p { color: rgba(255,255,255,.74); }
.contact-details { display: flex; gap: 50px; margin-top: 30px; }
.contact-details a { display: flex; flex-direction: column; }.contact-details small { color: rgba(255,255,255,.62); }.contact-details strong { font-size: 14px; }
footer { background: #041426; color: var(--white); padding: 75px 0 25px; }
.footer-grid { display: grid; grid-template-columns: 2fr repeat(3,1fr); gap: 60px; }
.footer-logo { width: 185px; height: auto; display: block; }
.footer-grid p { color: rgba(255,255,255,.5); max-width: 360px; font-size: 12px; }
.footer-grid h4 { font-size: 12px; margin: 0 0 18px; }.footer-grid > div:not(:first-child) { display: flex; flex-direction: column; gap: 9px; }.footer-grid > div:not(:first-child) a { color: rgba(255,255,255,.55); font-size: 12px; }.footer-grid a:hover { color: var(--white); }
.footer-bottom { display: grid; grid-template-columns: .65fr 1.35fr 1fr; gap: 30px; border-top: 1px solid rgba(255,255,255,.1); margin-top: 60px; padding-top: 22px; }
.footer-bottom p { margin: 0; color: rgba(255,255,255,.38); font-size: 9px; max-width: 600px; }

.legal-main { background: #f7f9fc; padding: 75px 0 100px; }
.legal-card { max-width: 900px; margin: 0 auto; background: var(--white); border: 1px solid #e7edf3; border-radius: 18px; padding: clamp(28px, 5vw, 58px); box-shadow: 0 18px 50px rgba(7,27,49,.07); }
.legal-card h1 { font-size: clamp(34px, 5vw, 54px); line-height: 1.08; letter-spacing: -2px; margin: 12px 0 15px; }
.legal-card h2 { font-size: 22px; margin: 35px 0 10px; }
.legal-card p, .legal-card li { color: var(--muted); font-size: 14px; }
.legal-card ul { padding-left: 20px; }
.legal-card a { color: var(--blue); text-decoration: underline; }
.legal-meta { color: var(--muted); font-size: 12px; margin-bottom: 30px; }
.legal-contact { background: #edf4ff; border-radius: 12px; padding: 18px 20px; margin-top: 28px; }

@media (max-width: 940px) {
  .menu-toggle { display: block; }
  .nav-links { position: absolute; top: 118px; left: 20px; right: 20px; padding: 22px; flex-direction: column; align-items: stretch; background: white; box-shadow: var(--shadow); border-radius: 12px; display: none; }
  .nav-links.open { display: flex; }
  .hero-grid, .portal-grid, .scale-grid { grid-template-columns: 1fr; }
  .hero-grid { padding-top: 70px; }
  .service-grid { grid-template-columns: 1fr 1fr; }
  .portal-grid { gap: 75px; }
  .portal-visual { max-width: 650px; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 2fr 1fr 1fr; }
  .footer-grid > div:last-child { grid-column: 2; }
}
@media (max-width: 640px) {
  .container { width: min(100% - 26px, 1160px); }
  .utility-bar { display: none; }
  .navbar { min-height: 75px; }
  .nav-links { top: 75px; }
  .brand-copy strong { font-size: 14px; }.brand-copy small { font-size: 8px; }
  .hero-grid { gap: 40px; padding-top: 50px; }
  .hero-copy h1 { font-size: 43px; letter-spacing: -2px; }
  .hero-actions, .contact-details, .carrier-line { align-items: flex-start; flex-direction: column; }
  .hero-trust { grid-template-columns: 1fr; }
  .quote-card { padding: 22px; }
  .field-row, .service-grid, .scale-cards, .steps-grid { grid-template-columns: 1fr; }
  .carrier-line { padding: 22px 0; gap: 15px; }.carrier-names { flex-wrap: wrap; gap: 18px; }
  .section { padding: 80px 0; }
  .portal-section { padding: 90px 0; }.browser-body { min-height: 260px; grid-template-columns: 48px 1fr; }.browser-main { padding: 18px; }.floating-badge { right: 10px; }
  .scale-grid { gap: 50px; }.contact-section { padding: 70px 0; }
  .footer-grid { grid-template-columns: 1fr 1fr; }.footer-grid > div:first-child { grid-column: 1 / -1; }.footer-grid > div:last-child { grid-column: auto; }
  .brand-mark-image { width: 46px; height: 46px; }
  .footer-bottom { grid-template-columns: 1fr; }
}